How do you know if you need Public Liability Insurance. and how much do I need to be insured by?
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Large Organisations or Event Organisers – $20m
Small community groups
Sporting Association or Affiliated Sporting Group – $20m
Individuals inviting the public to an event/ display/etc with written consent (excluding sporting groups)
Small enterprises (<20 employees) to Medium (20-100 employees)High Risk – $20m
Weddings, birthdays, family events
Street Party/Parade
What is public liability insurance?
It’s protection for you against claims of personal injury or property damage as a result of your activities.
If someone is injured or their property is damaged during your event they may take legal action against you to recover their losses. This insurance will help protect you and your business by ensuring you don’t have to pay any legal or courts costs.