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Do I need insurance for my event?

How do you know if you need Public Liability Insurance. and how much do I need to be insured by?

Required

Not Required

City of Darwin Image LibraryLarge Organisations or Event Organisers – $20m

City of Darwin Image LibrarySmall community groups

City of Darwin Image LibrarySporting Association or Affiliated Sporting Group – $20m

City of Darwin Image LibraryIndividuals inviting the public to an event/ display/etc with written consent (excluding sporting groups)
  • City of Darwin Image LibrarySmall enterprises (<20 employees) to Medium (20-100 employees)High Risk – $20m
  • Medium Risk – $10m
  • Low Risk – $5m

City of Darwin Image LibraryWeddings, birthdays, family events

City of Darwin Image LibraryStreet Party/Parade

  • High Risk – $20m
  • Medium Risk – $10m
  • Low Risk – $5m

 

 

What is public liability insurance?

It’s protection for you against claims of personal injury or property damage as a result of your activities.

If someone is injured or their property is damaged during your event they may take legal action against you to recover their losses. This insurance will help protect you and your business by ensuring you don’t have to pay any legal or courts costs.

 

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